If you pay attention to your money by collecting every amount due to you, whether it is a big amount or a small petty amount,  you will see free inflow of money, whether you are a salary earner or self employed.

This suggestion may appear to be silly as most of us think we do collect all outstanding dues. The truth is 99% of us don't do it.

We collect dues that are 'big' in our mind and we generally don't bother to even remember the 'small' amounts.

Big money may be waiting behind Small amounts. If something is due to you and if you take all efforts to recover that money, you will see sudden inflow of money from many directions.

Sounds like fairy tale?

Here is an interesting real life story. I narrate it here because it illustrates the above principle in a striking manner.

When Laxmi was unhappy that she did not have any diamond jewelry, her uncle suggested that she and her husband give attention to money in as many ways as possible. If they did, they would soon save enough money to buy the jewelry. One of his suggestions was to collect all outstanding dues, whether the amount was small or big.

One of the outstanding amounts was Rs.4 that was lying in an inoperative savings bank account. Laxmi's uncle insisted that the amount must be collected.

Ram, Laxmi's husband, laughed at the idea.

It was foolish to go to the town where the bank was by spending Rs. 250 in bus fare and collect Rs.4 by closing the account.

But. Laxmi insisted that Ram must go.

Reluctantly Ram went to the bank and closed the account. The bank manager said that a dividend cheque for Rs.8 that had been deposited seven years ago was returned unpaid because of a small mistake. He suggested that Ram could get a replacement cheque from the company.

The next week, on Laxmi's insistence, Ram went to the company to collect Rs.8. The company secretary issued a replacement cheque immediately and told him that the company had issued 100 bonus shares to Ram 7 years ago. As he had not informed the company about the change of his address, the shares were returned undelivered. In the past 7 years, the company had issued further bonus shares and Ram was an owner of 500 shares.

Ram was speechless when he learnt that the shares were traded on the stock exchanges for Rs.600 a piece. He was sitting on Rs. 3 lakhs without knowing it all these years.

He arrived at the formula: 4+8 = 3,00,000

I don't know whether he bought diamond jewelry for Laxmi.

What do you think?