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(List of articles are at the bottom of the page. Latest articles are on the top of the list. To read an article click on 'Click here to read' below that article.)

Thousands of average men and women with simple, ordinary skills have created prosperity in their life through entre-preneurship, have solved their financial problems and are making money. All these successful persons are, without an exception, like you and me.

If an average next door neighbor can make money through self-employment, why not you? Yes, yes. You.

You too can start a business of your own for peanuts and turn exciting profits in a few months – if you know what you’re doing. You certainly have a profitable business in your head. Even if you don’t know anything now, you can learn everything in a short time.

Many articles on this website are creative in nature and uses fictitious persons, names, circumstances, dialogues and outcomes. These articles meant to inspire people were published in various Newspapers and magazines and they are reproduced here for your benefit. They should be used to increase your knowledge - not to make any decisions, financial, career or others. You must always consult a financial expert or legally qualified professional before you make any decision.

Don't just read the articles. Think about them. Do something about them. Use the ideas and principles. We are waiting to hear your success story.

The newest articles are on the top. There are several dozen articles. This section is updated every week on Monday. To browse the list of articles use 'Next' and 'Back' button at the bottom. To read an article click on 'Click here to read' below that article.

Profitable Typesetting
Priya is a housewife with a three year old son. Her husband is a doctor. Generally doctors spend most of their time in clinics and hospitals. Priya’s husband is no exception. So, she has got a lot of free time and she uses her free time to earn more than Rs.20,000/- a month by working from home..
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Vedic Mathematics
Sometime back a state government abolished the Common Entrance Test for admission into professional courses. This government order has brought joy and hope to tens of thousands of school students that aspire to become doctors and engineers, their parents and teachers.
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Diabetes and Dollars
All of us have heard the sagely advice that ‘All obstacles are opportunities.’ Though the message is inspiring, most of us have not actually come across people that have converted their difficulties into opportunities.
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How to Sell Freebies and Maker Money
I read your recent article on creating templates for open source software programs such as Drupal, Joomla and WordPress and selling them online.
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Cyber Real Estate Developer
Ranjit said, “I have wasted 18 years of my life in education. Had I been an illiterate I would have been a millionaire now.” I responded with some curiosity, “May I know the reason for such bitterness towards your education?”
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Content Cash
“I am very good at writing short stories and poems in Tamil. I am not good in English. I am looking for an opportunity to sell the product of my creative skills and labor through the Internet. Is it possible?” Bala asked me.
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Play Online Games to Make Money
Every other day we come across a success story of a young person. All of us enjoy reading such stories and forget them soon. We don’t believe that we too can be a success story.
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Pay Rates for Home Based Internet Work
Getting a home based work is a challenging task for many aspirants. If ‘how to get work?’ is a question that troubles all, a few that have received offers raise the question ‘Is my pay rate reasonable?’
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Blogging for Others
“Everyone in the world except me is blogging. Many of them claim that they are making money through blogging. How does a blog differ from a website?” Sudhir asked me.
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Sell Your Signature
Pallavi is a third year engineering college student. Her father is a senior clerk in a bank. Pallavi has a computer and an Internet connection at home.
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Home Based Link Building Work
“The Internet is for the crooks, by the crooks and of the crooks,” Anandi declared. “Making money on the Internet is the biggest lie I have ever come across in life.”
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Cash from Coupons
I wrote an article about making money through free offers and coupons in Money Spinners column recently.
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Home Based Internet Work
I know how to use the browser like Internet Explorer and an email program like Outlook Express.
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Money from Movie Lyrics
A friend introduced Laila, a seventeen year old girl, to me a month ago and said, “She did not pass in her Plus Two examination. She has to stay at home for a year. She is depressed.”
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Teenage Millionaire
A flashy website that is run by a team of professionals from a posh office in Silicon Valley would be losing millions of dollars year after year. A simple, average looking website that is run by a teenager from her small bedroom would be making millions year after year.
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Luck from Localization
Ram is a civil engineering graduate. Though construction projects worth thousands of crores are in progress all over the country, many civil engineers work as site supervisors for a few thousands a month.
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The Tale of a Fund Raiser
A few weeks ago, Mala, a dynamic lady in her late thirties asked me, "I want to launch a political party or a religious entity. Is it a good idea?".
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Best Online Projects
I have prepared a list of ten projects that most people can take up and written briefly about them. For detailed information, please refer to my earlier articles.
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Text Expanders is an Income Expander
Two years ago, Atul, an engineering college student told me, “My father is a retired government officer. He pays my college expenses with great difficulty. Is there any project that I can do, earn some money and reduce his stress and difficulty to some extent, if not fully?”
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Please Sell it to Me
Many readers have asked me what programs need templates. It would be nice if each reader finds his own niche. However I will tell you about a few programs so that some of you overcome the beginners’ block.
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Open Source Money
I am good in arts, drawing and colors. But, I don’t have any income. If I were a man, at least I could go out and draw the images of politicians and cinema actors on the walls and earn a few hundred Rupees a month.
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Income from iPod
I hope all the future builders of our country who are addicted to computer games, will use their computer skills and knowledge in building their personal and national prosperity.
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Useful Resources
Any entrepreneur, whether new or experienced, needs help from time to time. As money is a scarce commodity for most beginners, it makes sense to take refuge in free resources. The Internet is full of such useful, professional grade free resources.
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Making Money through Domain Names
Making money – whether it is from online projects or offline projects – is not easy. Investing money in an Internet based speculation is as risky as investing in stock market.
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Knowledge = Money
I am a mother of two teen-aged girls. A few years ago I worked in a private school as an English teacher. I don’t have any technical skills.
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Is Old Really Gold?
"The old gentleman lives in the past. He believes his mission in life is to trouble me. Even though most families in our cities do not follow joint family system, my parents still cling to it and make my life miserable."
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Autoresponders
“My husband is a Chartered Accountant in practice. I am a housewife and would like to take up some home-based, Internet-based project,” said Vadana, a B.Com., graduate from Bangalore.
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Income from Silly Ideas
"I have clearly understood the power of the Internet and I am sure that I can make a decent living if I start an Internet based business".
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The Income Puzzle
When I was walking in a calm street in a South Indian city, a small signboard – The Puzzle Shop – caught my attention.
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Profitable Paying Guest Business
A friend of mine was working in a multinational software company that had a development facility in a South Indian town.
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A Family Affair
Ramabadran, a retired gentleman in his early sixties, was physically active but his mind was full of negative thoughts and his heart was engulfed in depression.
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The Income Harvester
Vikram said, “I think you give too much importance to computer and the Internet. I am a B.Sc. degree holder. My main subject was agriculture. I have been trained to live in harmony with the nature and harnessed natural resources. I don’t know how to use computer and don’t want to waste my time on learning how to use it.”
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I don't Know What to Do
All successful people agree on one thing - if you exhaust all your known resources genuinely in solving a problem, life will bring to you new unknown resources in abundance. We can call it as luck, grace, coincidence or by whatever name we like.
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A Housewife Becomes Online Editor
Ralph Winters, an English man, is a Chartered Accountant. He is a business consultant. Last night he called me over telephone to discuss about his new project.
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Save for Sunny Days
Bhanu is a housewife. Her husband is not able to go for a job as his health has not been good for a long time and has been bed-ridden. Her daughter is in high school.
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A Profitable Part-time Project
For the past sixty years, our country has been trying to get rid of poverty and become prosperous. At the same time, we hear statements such as ‘Seeking money is bad,’ and ‘Money should not be your goal.’
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The Lady with the Mouse
A few years ago a software company hired me to write a user manual for their software program. I had to spend a few weeks at their development center to work on that project. I met there the lady with the mouse.
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Income from Software Testing
“You may think I am arrogant and lack humility. But, I have no hesitation in telling the world the truth. I am much better than all the rich people in this city,” he said.
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Prosperity After Retirement
One of the questions that troubles many people that are about to retire is: ‘How will I survive after retirement?’
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Profitable Free Offers
Do you think there is a drop of hope in my case? Please do not give me some inspiring stories and ask me to do everything on my own. I pray (?) for your guidance in some specific project.
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Nationalized Prosperity
Last year I visited a ‘book exhibition’ (book fair) in a small town in Tamil Nadu. Dozens of publishers had participated in it and displayed their books in small booths
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Air Force One
The cinema halls in Auckland city are not as big as the cinema theatres in India. The size of the population is one reason. Another reason is the mindset of the movie goers. It is time for the movie goers and the television ‘mega serial’ audience in India to decide on how much time, money and energy they can afford to spend on entertainment, if they really want to build a prosperous family and nation.
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The Tree and the Seed
“Even if you write one thousand articles and I read all of them, I don’t think I will ever develop the confidence that I too can become prosperous,” Vimal said and pursed his lips.
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To Be Or Not To Be
"To be, or not to be? That is the question I keep asking myself these days...
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The Secret Tools of A Successful Tuition Teacher
Kavita said with a broad smile, “No. I just want to improve my financial position. Even though the school I am working in collects fat fees, they pay the teachers low salary. It is not always possible to negotiate with the management for better terms or change jobs. So, for teachers like me, the only way to increase income is to offer private tuition classes to the school children.”
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DTP = Desk Top Profit
The owner of the photo studio was sleeping in his seat. There was only one assistant and she was playing several roles including that of photographer, DTP operator, cashier and scavenger.
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Money and Memory
All knowledge, learning, living, experience and work are based on one form of memory or other. People need this mental skill. We know that any skill, hobby or knowledge can be converted into an income opportunity.
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Prosperity From PowerPoint
I was waiting at Singapore for my connecting flight to Christchurch. An Indian in his late twenties was sitting next to me in the Changi airport lounge and was working in an expensive Dell Notebook Computer that could easily cost more than Rs.1,50,000.
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How to Laugh All the Way to Bank
“Usually I make others smile. For a change, you have made me smile,” said Rumesh and I replied, “What I told you was a real, serious business and not a joke!”
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Text to Speech to Money
Even though I am good in English, I am not very happy about my voice and pronunciation. I have practiced a lot to improve my pronunciation and fluency. But I am not satisfied with my spoken English. Is there a solution to my problem?
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Reviews Generate Income
The wise work harder than others and create new products. The wiser work smarter and make money through products created by others.
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Income from Automated Tutorials
“Before my marriage, I was working as a Math teacher in a primary school. Now I have a six month old daughter and so I am unable to go for a job. If you suggest a way to earn money working from home, I will  be grateful to you,” said Ramya.
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How to Discover a Profitable Online Project
Instead of trying to make me think, please make me actually do something tangible and discover a profitable online project...
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How to Teach Yourself Earn Money
I am working as a head clerk in a private business firm. I have spent a lot of money on the higher education of my son.
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Seasons Of Income
I made more than Rs.75,000 in the past four months. At present this website gets low traffic because the season is over. So, I am concentrating on new seasons of income.
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A Few Exceptions to Rules of Money
Creating a eCommerce website and hosting it is within the reach of most of us. Even if we don’t know the alphabets of creating a website, we can hire a web developer and do it.
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Rags to Riches
An online business is just like an offline business. Even though there are millions of successful offline business persons, only a few of them have become millionaires. The case of the Internet is exactly the same.
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Good For Nothing
I’m good for nothing. My father, a Vedic scholar, ruined my life. When all my friends pursued regular education, my father forced me to study Vedas in a Vedic school.
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Income From Free Downloads
Rich or poor, young or old, employed or unemployed, people love to receive freebies. You can make money by giving away freebies to the Internet users.
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An Easy Route to Internet Income
I have a personal computer and an Internet connection. Last year I invested a small amount of money in an online business and lost it.
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You Too Can Solve Your Debt Problems
People in debts are too worried to have the right attitude and the required energy to find a solution to their financial problems and think their problem is insoluble.
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Success Story Of A Pianist
A few years ago I attended an international seminar on web marketing and eCommerce at Auckland. The seminar was attended by less than 50 entrepreneurs, mostly from Australia and New Zealand. The atmosphere was so informal that the participants could discuss even the amount of tax paid by each.
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How to Promote an Online Business
If there are no visitors to a website, even the best website in the world will incur losses. On the other hand, it is a fact that hundreds of mediocre websites are making big money just because the webmasters know how to promote their websites.
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Wonderful Worksheets
Most of us can create money from what we already have, if we use our common sense, acquire some basic skills and work hard.
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Goldmine in Grocery Shop
The solution to a problem is always present in the problem. If you believe in this universal truth, understand your problem fully, become conscious of opportunities around you and develop resourceful ideas, almost all financial problems can be solved without shedding oceans of tears.
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Profitable Internet Income Opportunities
Theoretically any business can be carried on through the Internet. However, only some types of online businesses can be successfully run by individual entrepreneurs.
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Income From ClickBank
Over years I have been asked an interesting question hundreds of times and I have never felt tired of answering it...
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The Money Value of a Negative Experience
My view on job and self-employment has changed long ago. Self-employment is the most beautiful thing one can ever dream for in one’s life.
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Kannadasan
Kannadasan, one of the greatest Tamil poets and writers, wrote thousands of immortal film songs, poems, stories and essays.
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BPO Income From QuickBooks
What a shame! A few black sheep kill the aspiration of millions of hard working entrepreneurs.
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Money the Pooh
Earning money through self-employment is a process. If you understand the process, you will be able to take up any project and be successful.
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Dollars from Drop Shipping
If we open up our eyes wide and make use of these new opportunities, there will be millions of millionaires in India...
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A Profitable Home Based Business
Last month I received an email from Meera, an Indian housewife, telling me that she was earning decent income using one of the ideas from Money Spinners column.
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The Fragrance Of Money
Rebuilding our life or creating a new life is not a difficult thing to do. Whether you are 15 or 50, you can make money if you have the right attitude and work hard.
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The Sound Of Money
I met Punita in K-Mart, a super-market in Christchurch, a few years ago. After securing her commerce degree from a college in Chennai, Punita got married to a bank officer. The couple wanted to become prosperous. They decided, like any other Indian, to go abroad to earn in lakhs and migrated to New Zealand with colourful dreams.
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The Income Attitude
We set false limits on our income potential. We extend these limits to all in our world and our world is made up of our close friends, relatives and neighbors.
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Money For All
“I am a housewife. I have a computer and an Internet connection. I can spend 4 hours a day on my business. I am ready to learn how to develop a website and promote it. After this point, I am unable to conceive of anything. I feel like a river that cannot find its sea.”
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Money Movers
“I have been reading Money Spinners for months. You often say that if we are resourceful, we can discover or create countless income opportunities immediately. I am a housewife in late thirties and don’t have any professional qualification. I am unable to discover any income opportunities in my life. I will never be able to earn anything on my own. One can make a lot of money only if one is dishonest,” Priyanka said.
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The Desert Warrior
Give me a computer and an Internet connection,  I’ll make money even from the Deserts of Sahara.
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Average housewife, Above-average income
Read this tale of a middle aged average Indian housewife making above-average income  and you will know you too can make money.
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The Language of Money
“You often say that everyone can make money because everyone is an expert in something. That’s an inspiring statement without much practical value,” Radhika said to me. “What makes you think so?” I asked.
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10 steps to Rs.20,000 monthly income
You don’t have to go to far away places to create prosperity in your life. If you are resourceful and work hard, you can make prosperity come to your place.
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Rs. 1,00,000 from home based BPO work
Please don't tell anyone that Janaki, a housewife and a mother of two young children, earned Rs.1,00,000 from a home based BPO work.
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Home based BPO work for housewives
It’s certainly possible to make a few thousand rupees working from home. Most people don’t know what to do. That’s the real problem.
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A housewife earns more than
her 'employed' husband

I have come to the conclusion that I have nothing useful to do in my life other than being an honorary maid.
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Luck and Income
It is a truth universally acknowledged that all men and women with a burning aspiration to create luck and prosperity in their life must be self-employed.
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High Income Hobbies
A teenager has converted his ‘useless’ hobby into a money machine and earns Rs.23,000 a month. Making money has become his new hobby. What is your hobby?
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Age - 22, Income - 44,000
A young Indian woman is earning Rs.44,000 a month at the ripe age of 22, working from home with average skills. What are you doing?
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High Income Housewives
Two housewives with average skills are earning more than Rs.20,000 a month from a home based business, while you are watching serials and movies on the Television...
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Cash Relationship Management
Ratan had strong views about his motherland, its people and its future. “This country has become a heaven for fully clad barbarians...
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Reward for Response
Last week I read in The New York Times a news article about a successful online forum operator. He is a 26 years old American entrepreneur. He works from home and earns $10,000+ a month. That article made me think of Vikram.
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The Genius Income
Urmila is a mother of two young children - the boy is 2 years old and the girl is six months old. "I have a baby-sitter and so I have plenty of time at my disposal. I am looking for a good home based self-employment opportunity. I am ready to learn new things and work hard. I can invest a few thousand rupees in the project," Urmila told me.
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A Fugitive's Income
I was traveling in a bus from Hamilton to Wellington in New Zealand. An Indian in his late twenties was sitting next to me. He was restless, looked tired and avoided eye-contact.
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Cash List
"I want to do some Internet business. I would like to have a good business idea. Can you help me?" Mohana asked me. She is a middle aged housewife living in a small town with a population of half a million.
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Making money - a minicourse
Laxmi is a housewife. Her brother Laxman is a student. Their father Arjun is a retired bank clerk. They met me a few months ago. "We have read your articles and book. We are fully inspired by them and want to do something about our family prosperity. But, we don’t know what to do and how to do," said Arjun.
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The prosperity day
Ram had a complaint against me. "I have been reading your articles for months. I visited dozens of websites last week. But, no website gave me any money. I don’t know what to do!"
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Unsuccessful candidate
"I need money to survive. I have read many self-help books and I feel all my problems are wonderful opportunities. But, I don’t know how to convert my problem into an opportunity," Karthick told me.
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Warning
Don't Be a Victim of Scams
We all know that a fool and his money are parted soon. There are thousands of opportunities that require only your hard work, skills, knowledge and experience and NOT nvestment of any money. Read this warning before you think of starting any venture.


How to make money with credit cards
"I avoid friends. I don't take telephone calls. I don't sleep even for a minute.  I tell lies. I don't attend meetings..." Rakesh gave me a long list of things that were the direct outcomes of his problem - credit card debts.
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How to create money out of nothing
I was sitting in my white Honda car and looking at the cheerful ducks swimming in the beautiful Hamilton Lake in New Zealand. It was a peaceful evening.
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Lucky Lee
I met Lee in a fast food restaurant in Auckland University. He was badly in need of money to pay his hostel bills and to continue his education.
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'Excel'lent Income
Deepak pulled out a big, thick file from his shoulder bag and handed it over to me. "What is it?" I asked him. "I contacted more than ten bank managers and collected from them copies of various project reports. I have put all those reports in this file," Deepak replied.
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Ticket to prosperity
"I read your column regularly. But, I don’t know whether I have any skill that will help my in becoming self-employed. Perhaps, my fate is that I must be an employee in this XYZ travel company for an eternity," Vidya said.
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Screen saver - a life saver
"When my husband and I migrated to Australia, we thought we were entering into a beautiful dreamland. It took us just a month to realize that we had in fact entered into a land of nightmares," said Ramya.
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This article is a creative work and uses fictitious names, persons, places, projects, dialogs and outcomes, to illustrate the principles of self-employment and entrepreneurship. It  was authored by Ken Gold and was originally published in a newspaper column. While every care has been taken to make the information useful, neither the newspaper nor the author or their associates are liable for any direct or indirect use of the content. We do not sell, or recommend, any product or service to you. There is no contract between you and us. Please consult legally qualified professionals before taking any decisions. Please read the Terms of Use and Warning.

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